Insurance Senior Accountant

Company: Provision People
Location: Clearwater
Posted on: January 16, 2026

Job Description:

Job Description Job Description Summary: Our award-winning client is seeking an Insurance Senior Accountant to join their team. The core responsibility is ensuring accurate financial reporting and compliance by preparing and analyzing financial statements under both GAAP and SAP principles. Key tasks include preparing NAIC quarterly and annual filings, analyzing earned/ceded premiums, calculating premium taxes, and conducting variance analysis for senior management. The ideal candidate holds a Bachelor's in Accounting, is advanced in Excel, and thrives in a detail-oriented, collaborative environment. Responsibilities: Financial & Regulatory Reporting: Prepare and analyze complex financial statements and journal entries for general ledger accounts, ensuring compliance with both GAAP and SAP. Statutory Filings: Lead the preparation and submission of NAIC quarterly and annual filings in strict compliance with statutory requirements. Premium and Reinsurance Accounting: Ensure the accurate recording and accounting of earned, assumed, and ceded premiums. Produce detailed reinsurance settlement statements and calculate quarterly premium taxes for multi-state operations. Analysis and Management Reporting: Conduct in-depth variance and ratio analysis to identify trends and present actionable findings and financial performance summaries (P&L, Balance Sheets) to senior leadership. Audit and Compliance: Audit financial transactions to maintain rigorous compliance with GAAP, SAP, and internal policies. Assist with regulatory and tax reporting at all governmental levels. Data Integrity & Reconciliation: Perform detailed reconciliation of bank accounts and intercompany loans; reconcile general ledger accounts to ensure data integrity. Process Improvement: Proactively identify and implement opportunities for process improvements, including leveraging technology and automation where possible. Required Qualifications: Bachelor's degree in Accounting (required). Minimum 4 years of total accounting experience is required. At least 2 years of experience in the insurance industry. Minimum 2 years of statutory accounting (SAP) experience. Minimum 4 years of GAAP accounting experience. LOMA or similar insurance designation is considered a strong asset. Technical Skills & Competencies: Advanced proficiency in Microsoft Excel is required; strong skills in Word, PowerPoint, and Outlook. Experience with accounting systems like QuickBooks, Access, or Clearwater Analytics is a plus. Familiarity with commission reporting systems such as APL is preferred. Must possess strong analytical and organizational skills, high attention to detail and accuracy, and excellent written and verbal communication. Ability to work independently, manage multiple priorities effectively, and maintain a deadline-driven, results-focused approach.

Keywords: Provision People, Lakeland , Insurance Senior Accountant, Accounting, Auditing , Clearwater, Florida